How to use Gmail’s Google Tasks as your daily to-do list

gmail logo resized

Dedicated to-do apps abound, but one of the best may be right in your inbox. Google Tasks, integrated into Gmail, provides a simple way to create ordered task lists, complete with due dates, and even turn emails into action items. Here’s how to get started.

Create a task

add to tasks

PCWorld

With Google Tasks you can create a to-do list right in your inbox.

To start building a to-do list, click the down arrow next to “Gmail” in the upper left corner of your inbox. The Tasks window will open in the lower-right corner. To add a task, click the plus icon at the bottom of the window. A blank field will open with a checkbox and a blinking cursor. Type in your action item.

If you want to add a due date or notes, click the arrow to the right of the task and enter the details in the appropriate fields.

Turn an email message into a task

create task

PCWorld

You can type to-dos directly in your task list or add emails as action items.

You probably find that a good chunk of the emails you receive require some action from you. Google Tasks allows you to quickly turn these messages into to-do items without leaving your inbox.

To turn an email into a task, select the message either by selecting the checkbox next to it or opening it. Next, click the More button above your inbox and select Add to Tasks from the drop-down menu. The message is added to your to-do list using the subject line as the item name. A link to the original message is also included. As when you create a task, you can add a due date and other details by clicking the arrow next to the task.

Add sub-tasks

For more complex to-dos, you’ll want to break the main task into several sub-tasks. To do this, create each sub-task under the main task and hit the Tab button to indent each one.

Make multiple task lists

task notes

PCWorld

You can add a due date and notes to any task by clicking the arrow next to it.

In addition to your daily task list, you may want to create separate lists dedicated to specific projects. To do this, click the Switch List icon (it looks like three bullets, each followed by a line) at the bottom of your main task list and select New list from the pop-up menu. Enter the name of your new list, then click OK and add your tasks. When you want to switch between lists, just click the Switch List icon and choose the one you want.

Print or email lists and other actions

To print or email a task list click the Actions button and select the appropriate option. From here you can also rearrange your tasks either by sorting them by due date or manually moving them up and down using the displayed key combos.

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[Source”pcworld”]

Trust Science to Help You Build Your Personal Brand

Trust Science to Help You Build Your Personal Brand

Your brain is hardwired to devour visual information. In fact, neurons that process visual information make up 30 percent of the cerebral cortex — compared with 8 percent to decode input from your sense of touch and 3 percent devoted to sorting out auditory cues.

You can’t control the resources your brain allocates to processing what you see. It doesn’t even matter whether you’re particularly interested in the image you’re viewing. Your brain is working to make sense of visual messages. Once it’s completed that work, the frontal lobe takes over. Your higher mental functions kick in, and your brain begins making judgments about what you’ve just seen.

Translate all this neuroscience to the business world, and you’ll realize that your clients and potential customers are judging your personal brand’s appearance, too. Ideally, your identity should accomplish three things: accurately represent your message, convey quality and encourage consumers to take your desired action.

Where to start?

What reaction do you want to trigger in people who come in contact with your personal brand? Should they follow you on social? Hire you for speaking engagements or professional services you provide? Download a white paper? Subscribe to your email list?

While all might be favorable goals, one must emerge as the most important. Decide on that priority outcome, and allow it to guide every choice you make as you develop your brand identity.

 

How can visual cues translate to text?

Next, you’ll choose colors and fonts. These elements should give the correct impression of your brand and reinforce your desired action. You don’t need to go back to the color wheel and start from scratch. Most likely, you already know which colors you like. If you’re not already familiar with the basics of color psychology, do a little research online. You’ll find plenty of reputable marketing resources have invested time and money to understand which hues produce certain emotions in most people.

 

Keep your text uncluttered by sticking with one font for headings and another regular body copy. It’s common to select a sans serif font — without the “little feet” that finish off each letter’s strokes — for headings. League Spartan or Open Sans are a few solid choices. Serif fonts tend to be more readable in longer passages, which is why they are a natural fit for everything else. View samples of Baskerville, Georgia and Times New Roman to get a feel for how they compare.

What impact can colors and fonts really make?

Your color and font choices must do much more than stand up on a static page. You’ll need to try them out in dynamic applications, too. Here’s an example of two “Subscribe” buttons. They appear on identical landing pages, with only the shade of red adjusted to gauge reaction.

 

 

[Source:- Entrepreneur]

 

How to move Windows 10 from your old hard drive to SSD

SSD

One of the best ways of making your PC run faster is by installing a solid-state drive (SSD). However, moving Windows to an SSD is not an easy task.

The best way to move Windows 10 (or any other OS) onto an SSD is by using a cloning tool. This takes everything on the old drive and copies onto the new one. Of course, for a lot of people, this will be like trying to fit a pint in a half pint pot. With all your music, photos and videos, taking up a terabyte of space, you may find compromises will have to be made.

Before you move the Windows installation files to an SSD, you have to separate any other data (documents, pictures, music, videos) to another disc as these won’t be transferred to the SSD.

You will then clone the Windows OS onto the new SSD and move personal data onto the old disc. The great thing here is that you will get the benefit of running Windows from a faster drive while retaining the spacious hard drive for data.

If you are doing this with a desktop computer, then you will have little trouble fitting in both the new disc and the old disc as there should be space for both. Things get a little more difficult when it comes to laptops. At this point, you may have to remove the optical drive to fit in a second drive or spend more money on an SSD that can accommodate all the data present on the old disc.

What do you need?

As mentioned before, for this project you will need your current hard drive (or spinning platters of rust), which you will migrate data from; your new solid-state drive which data will be migrated to; and a backup of all your data, as you can only clone the system files.

You will also need a cloning tool. In this instance, we will use EaseUS Todo Backup Free. Mainly because it is free and also because it is easy enough for most people to use. Also, the tool is good at cloning data from a large disc to a much smaller disc

Defrag your disk and back up your data 

As we are cloning a disc, it is a good idea to defrag the file system before we start anything. Click on the Start menu and type in defrag, when you see the option for Disk Defragmenter, click on its and run the tool to tidy up the disc.

Next thing to do is the back up ALL your data. An external drive is a good start or an online service such as CrashPlan is a good alternative, but the latter will take a lot longer to complete, even with a good internet connection.

Put your old hard drive on a diet

If you are making the move to a smaller SSD drive, you will need to delete a few files off of it to make sure the process completes. If you have a 256GB SSD, you will need to ensure you delete enough files off of the old one to fit on that.

A good place to start is by looking in folders such as My Videos (often has lots of very large files within), then My Music (loads of music collected over the years), then My Documents.

Once your backup has completed and you have verified the data is properly backed up, then delete the data within these folders but not the folders themselves, as you may need them later.

It is important to note that we don’t want to delete applications in the Program Files folder. This is because we also want them to benefit from the speed boost that an SSD has.

Send in the clones 

Once the old disc has slimmed down enough, you can then begin the process of transferring this data to the new SSD. Open EaseUS Todo backup and select “Clone” from the left-hand sidebar.

Select your old disc as the clone source and select the SSD as the target location. Before anything else, tick the box next to “Optimize for SSD”. This is so the partition is correctly aligned for SSDs (this ensures the best performance of the new disc).

The cloning tool will begin copying data over. If you tick the “Shut down the computer when the operation completed” box, the process will shut your system down when completed.

At this point, if you get an error message alerting you that the source disc is too big, you will have to go back to the step before and delete more data from the old disc. This can happen when you haven’t formatted the SSD to find out the true capacity of the new drive.

Delete your old drive

Once complete, switch the PC back on and boot from the SSD. You may have to go into the boot menu and select the SSD as the drive to boot from.

You should notice that Windows now starts a lot quicker than before. But we are not finished yet. You can then open up Windows Explorer and wipe the old drive (make sure it isn’t the backup!!!) Right click on this old drive and select format.

Get your old data back from the backup

We can now move data from the backup onto your old disc, which is now extra storage for your system. You can create a new folder to store all your user folders. Then click on C:\users\username (replace username here!) and you should see your (now empty) user folders. Right-click on each one, select Properties, and go to the Location Tab. Click on Move, and select the newly created user folder as the destination.

To restore your personal data from your backup, simple click and drag documents, music, pictures, videos, and other files back into your My Documents, My Music, My Pictures, and other user folders that you have just moved.

 

 

[Source:- ITpro]

What’s on your Start Screen, Zac Bowden?

It’s been a little while since we last did a “What’s on your Start Screen?”, and that’s because so much has been changing within the world of Windows phone over the last couple of years. With the introduction of Windows 10 Mobile, the redesign of several Windows phone apps, and the slow transition from several different versions of Windows to one single Windows that works across every device, we just haven’t found the time!

A lot of Windows Phone users have since left the platform since our last Start Screen article, and that’s unfortunate. However, there’s still a few of us left using Windows phones as our daily drivers, and I thought it’d be a good idea to share some of the apps I’m using on the lead up to 2017.

I don’t have many apps pinned, and that’s simply because I don’t like scrolling on my Start Screen. I’m a huge user of live tiles, and I think live tiles should be on screen at all times so I can see what information they have to offer. Still, I try to make good use of my screen real estate.

My Apps

  • Messaging: I’m super big on SMS. I know that’s kind of odd leading into 2017, but I much prefer it over any form of instant messenger such as WhatsApp or Skype. If I can, I’ll always opt to send an SMS if trying to contact someone. Everybody has SMS.
  • Phone: The standard built-in Phone app. I don’t make calls all that often, but I feel like I need to have this app pinned on my Start Screen just in case I am in a situation in which I do need to make a call.
  • Outlook Calendar: I like being able to see the date and upcoming appointments on my Start Screen, and the Calendar app does just that. Rarely do I open the Calendar app, this is definitely one of those situations in which the live tile does everything I need it to do.
  • Microsoft Edge: Edge is the best way to browse the web on a Windows 10 Mobile device, so I’m constantly using it to view websites, read news, watch videos and more. It syncs favorites across Windows 10 devices, and is lightweight and easy to use.
  • Windows Store: The Windows Store is home to all purchasable Content in the Windows ecosystem. Whether it be apps, games, music or movies/TV, I’m always in the Store looking for something new to spend my money on. I often find a movie, or a game that catches my interest.

 

  • Twitter: When it comes to Twitter, I opt for the official Twitter app from Twitter themselves. Yes, I know there are far better Twitter clients out there built by third parties, but I like the simplicity of the official app. It’s universal and works across PC and Phone, and what’s more, even though there are a plethora of bugs and missing features, it gets the job done.
  • Cortana: I don’t actually use Cortana all that much, but I have it pinned just in case I want to mess with a setting or two with syncing notifications and whatnot. I like the news ticker that pops up on the live tile, and will sometimes open it up to check on reminders and adjust things.
  • Outlook Mail: The built-in Mail app is my choice of email client on Windows 10 Mobile. It does everything I need, from a reliable live tile all the way down to the simplicity of the app. I can add my Outlook, Google, Yahoo and other email accounts with ease, and configure notification popups from specific accounts if needed.
  • GroupMe: GroupMe is one of the best group messaging apps available on Windows 10 Mobile, and I use it frequently with some of the Windows Central team. It’s great for team collaboration, goofing around, and just sharing things for later.
  • WhatsApp Beta: Although I’m big on SMS, I do have a need for WhatsApp too. A lot of my personal friends would rather be contacted through WhatsApp, so that’s what I use when contacting them. The WhatsApp Beta app, although still a Windows Phone 8.1 app, is coming along quite nicely being updated constantly with new features and changes.
  • Slack: Slack is the main communication platform we use here at Mobile Nations. It’s how I message the team, and how the team message me. It’s still in beta, but the app is feature-filled enough to be usable as one of my “must-have” apps on my phone.
  • Groove Music: Groove is the best music streaming service available on Windows 10 Mobile. Sure, there’s Pandora and Spotify, but those apps aren’t all that great compared to Groove, which is arguable the best app available on Windows 10 right now. I’m a subscriber to Groove music, and most of the music I’d want to listen to is ready to stream from the service.

 

  • Windows Central: Of course, how could I not have this one pinned to my Start Screen? I love the Windows Central app, it’s easy to use and is always updated with the latest articles direct from our feed. The live tile is super customizable too!
  • Weather: I live in the United Kingdom, so I need to know whether the weather outside is grey and raining. It usually is, but sometimes that live tile shows a bit of sunshine, and that makes me smile.
  • Instagram: Not a huge user of Instagram, I generally only use it when procrastinating. Maybe one day I’ll be Instagram-famous.
  • Trello Central: We use Trello for article planning and scheduling here at Mobile Nations, so it makes sense for me to have an app on my phone that allows me to jump in there and check on things. It’s not super feature-filled, being a 3rd-party app, but it gets the job done.
  • Uber: As a kid, I always wanted own my own car so I could drive wherever I needed, whenever I needed to. In 2016 however, all I need is Uber. Who needs to drive these days when you can get someone else to drive for you?!

 

  • MyTube Beta: YouTube has been around for over a decade now, and considering we upload all our videos to YouTube, it makes sense for me to have an app for it. I also like watching content from Let’s Players, vloggers, news people, and more.
  • Skype Preview: I use Skype on a semi-regular basis, so the Skype Preview app is a godsend to have. Although not perfect, and still in preview, the Skype Preview app is good enough for what it offers, and is constantly improving. I really wish they’d make it look pretty though.
  • Just Eat: This one’s self-explanatory. I need to eat, and this app allows me to do just that.
  • Microsoft Authenticator: I’m constantly signing into new devices with my Microsoft Account, and having to type in a long code to authenticate myself every time was getting tiresome. The Authenticator app simplifies this whole process by simply allowing me to press a single button to authenticate any new device.

 

[Source:- windowscentral]

Snapchat vs Instagram – Which Platform is Better for Your Brand?

Who Will Win the Battle between Snapchat & Instagram? | Social Media Today

Snapchat vs. Instagram: A rivalry as old as time. Well, almost.

There have been a lot of discussion this year about who’ll eventually win the battle between the two social media giants, and while out of the gate it looked like Snapchat would eventually be declared the victor, Instagram has been leading a charge to take some of Snapchat’s best features and… well, copy them.

However you slice it, these two platforms are what many think are the future of social media. In this post, we want to break down what each platform is, and more importantly, what it can offer to brands who are looking to connect with their ideal consumers.

By The Numbers

As of the end of 2016, Snapchat is seeing 150 million active users every day. They’re also reportedly serving 10 billion daily video views, while users, on average, are logged into Snapchat for 30 minutes every day.

Instagram, meanwhile, now has more than 600 million registered users, with more than 300 million of them logging into the app daily. For brands looking for engagement, it doesn’t get much better than that, especially among the younger populations.

Both Snapchat and Instagram have major appeal among people users age 35 and under – researchers have found that up to 90% of Instagram’s users are 35 and under, while 86% of Snapchat users are under the age of 34.

Which Platform Do Millenials Prefer?

Wishbone recently conducted a survey asking users between the ages of 12 and 25 (the coveted heart of the Millennial target group) which they preferred, Snapchat or Instagram. Here are their decidedly unscientific, yet still interesting, results:

 

 
[Source:- Socialmediatoday]

What’s on your Start Screen, Zac Bowden?

It’s been a little while since we last did a “What’s on your Start Screen?”, and that’s because so much has been changing within the world of Windows phone over the last couple of years. With the introduction of Windows 10 Mobile, the redesign of several Windows phone apps, and the slow transition from several different versions of Windows to one single Windows that works across every device, we just haven’t found the time!

A lot of Windows Phone users have since left the platform since our last Start Screen article, and that’s unfortunate. However, there’s still a few of us left using Windows phones as our daily drivers, and I thought it’d be a good idea to share some of the apps I’m using on the lead up to 2017.

I don’t have many apps pinned, and that’s simply because I don’t like scrolling on my Start Screen. I’m a huge user of live tiles, and I think live tiles should be on screen at all times so I can see what information they have to offer. Still, I try to make good use of my screen real estate.

My Apps

  • Messaging: I’m super big on SMS. I know that’s kind of odd leading into 2017, but I much prefer it over any form of instant messenger such as WhatsApp or Skype. If I can, I’ll always opt to send an SMS if trying to contact someone. Everybody has SMS.
  • Phone: The standard built-in Phone app. I don’t make calls all that often, but I feel like I need to have this app pinned on my Start Screen just in case I am in a situation in which I do need to make a call.
  • Outlook Calendar: I like being able to see the date and upcoming appointments on my Start Screen, and the Calendar app does just that. Rarely do I open the Calendar app, this is definitely one of those situations in which the live tile does everything I need it to do.
  • Microsoft Edge: Edge is the best way to browse the web on a Windows 10 Mobile device, so I’m constantly using it to view websites, read news, watch videos and more. It syncs favorites across Windows 10 devices, and is lightweight and easy to use.
  • Windows Store: The Windows Store is home to all purchasable Content in the Windows ecosystem. Whether it be apps, games, music or movies/TV, I’m always in the Store looking for something new to spend my money on. I often find a movie, or a game that catches my interest.

  • Twitter: When it comes to Twitter, I opt for the official Twitter app from Twitter themselves. Yes, I know there are far better Twitter clients out there built by third parties, but I like the simplicity of the official app. It’s universal and works across PC and Phone, and what’s more, even though there are a plethora of bugs and missing features, it gets the job done.
  • Cortana: I don’t actually use Cortana all that much, but I have it pinned just in case I want to mess with a setting or two with syncing notifications and whatnot. I like the news ticker that pops up on the live tile, and will sometimes open it up to check on reminders and adjust things.
  • Outlook Mail: The built-in Mail app is my choice of email client on Windows 10 Mobile. It does everything I need, from a reliable live tile all the way down to the simplicity of the app. I can add my Outlook, Google, Yahoo and other email accounts with ease, and configure notification popups from specific accounts if needed.
  • GroupMe: GroupMe is one of the best group messaging apps available on Windows 10 Mobile, and I use it frequently with some of the Windows Central team. It’s great for team collaboration, goofing around, and just sharing things for later.
  • WhatsApp Beta: Although I’m big on SMS, I do have a need for WhatsApp too. A lot of my personal friends would rather be contacted through WhatsApp, so that’s what I use when contacting them. The WhatsApp Beta app, although still a Windows Phone 8.1 app, is coming along quite nicely being updated constantly with new features and changes.
  • Slack: Slack is the main communication platform we use here at Mobile Nations. It’s how I message the team, and how the team message me. It’s still in beta, but the app is feature-filled enough to be usable as one of my “must-have” apps on my phone.
  • Groove Music: Groove is the best music streaming service available on Windows 10 Mobile. Sure, there’s Pandora and Spotify, but those apps aren’t all that great compared to Groove, which is arguable the best app available on Windows 10 right now. I’m a subscriber to Groove music, and most of the music I’d want to listen to is ready to stream from the service.

 

  • Windows Central: Of course, how could I not have this one pinned to my Start Screen? I love the Windows Central app, it’s easy to use and is always updated with the latest articles direct from our feed. The live tile is super customizable too!
  • Weather: I live in the United Kingdom, so I need to know whether the weather outside is grey and raining. It usually is, but sometimes that live tile shows a bit of sunshine, and that makes me smile.
  • Instagram: Not a huge user of Instagram, I generally only use it when procrastinating. Maybe one day I’ll be Instagram-famous.
  • Trello Central: We use Trello for article planning and scheduling here at Mobile Nations, so it makes sense for me to have an app on my phone that allows me to jump in there and check on things. It’s not super feature-filled, being a 3rd-party app, but it gets the job done.
  • Uber: As a kid, I always wanted own my own car so I could drive wherever I needed, whenever I needed to. In 2016 however, all I need is Uber. Who needs to drive these days when you can get someone else to drive for you?!

 

  • MyTube Beta: YouTube has been around for over a decade now, and considering we upload all our videos to YouTube, it makes sense for me to have an app for it. I also like watching content from Let’s Players, vloggers, news people, and more.
  • Skype Preview: I use Skype on a semi-regular basis, so the Skype Preview app is a godsend to have. Although not perfect, and still in preview, the Skype Preview app is good enough for what it offers, and is constantly improving. I really wish they’d make it look pretty though.
  • Just Eat: This one’s self-explanatory. I need to eat, and this app allows me to do just that.
  • Microsoft Authenticator: I’m constantly signing into new devices with my Microsoft Account, and having to type in a long code to authenticate myself every time was getting tiresome. The Authenticator app simplifies this whole process by simply allowing me to press a single button to authenticate any new device.

[Source:- windowscentral]

ClickSend boost the marketing possibilities for your business

featured_clicksend

ClickSend are well known for their online SMS capabilities, and have now expanded their service by adding a heap of new products including MMS, Email, Voice, Fax, and even physical Post, to anywhere in the world.

ClickSend has been operating since 2006 and now have thousands of customers worldwide, including some pretty big name clients: HP, Citrix, Red Cross, and AVG just to name a few.

With a brand new website and dashboard, the signup process for the service is quick and simple; the first screen you see once logged in is a dashboard, which gives you some vital stats on your recent messages.

USING CLICKSEND SMS

SMS is a fantastic tool for direct marketing and thanks to the portability and global use of mobile phones, a business can reach countless customers instantly and at any time. The engagement rate of SMS is also far greater than for any other marketing method, with more than ninety percent of SMS messages being opened and read within just a few minutes of receipt.

Sending an SMS with ClickSend is quick and easy. Simply enter the recipients, select the from option, compose the message and click Send. You can choose to send the message immediately or schedule it for a later date.

CLICKSEND MMS OPTIONS

MMS is very similar, simply enter the recipients, select the from option, drag and drop the image, compose the message and click Send.

CLICKSEND’S EMAIL MARKETING PLATFORM

Marketing via email works very effectively to build your business and attract and retain customers. Even though email is one of the oldest forms of digital marketing, it is still a very valuable tool to improve your business and to elicit results that are tangible—when you do it right, that is.

ClickSend provide an email marketing platform which lets you create your email using any of their free templates. It’s similar to MailChimp’s offering, but around half the price.

CLICKSEND’S EMAIL MARKETING PLATFORM

Marketing via email works very effectively to build your business and attract and retain customers. Even though email is one of the oldest forms of digital marketing, it is still a very valuable tool to improve your business and to elicit results that are tangible—when you do it right, that is.

ClickSend provide an email marketing platform which lets you create your email using any of their free templates. It’s similar to MailChimp’s offering, but around half the price.

 

 

[Source:- webdesignerdepot]

Microsoft Ignite is the place to develop your Azure development skills

Over the past couple of years, Microsoft has put a noticeable focus on its cloud services offerings that rest on its Azure platform. Similar to its other platforms, Microsoft is hoping its developer community can build atop the foundation its made and make Office, Xbox, and especially Azure, as robust and versatile as its Windows platform.

With that being said, it makes sense that Microsoft is taking any chance it can at aiding developers in creating software, services and experiences on Azure, such as rejiggering its Ignite conference into a development opportunity for those interested.

Microsoft announced today that its five-day intensive meet and greet Ignite conferencewill now include direct contact and source information from the teams behind its various Azure services. A typical Microsoft Ignite conference host upwards of 400 sessions and on September 26 through September 30, 2016, attendees can expect an additional 30 sessions dedicated to specifically to Azure development.

Developers looking to take advantage of the development resources during Ignite can look forward to various Azure teams sharing their knowledge, insight, and answers to a myriad of topics that will include but are not limited to the following:

  • Accelerating application delivery with Docker Containers and Windows Server 2016
  • Soaring above and below the clouds with Azure Stack App Service for developers
  • Managing Microsoft Azure Service Fabric applications
  • Going serverless with Microsoft Azure Functions for the enterprise
  • Securing and deploying mobile apps in Microsoft Azure
  • Breaking out of the box with Python
  • Exploring cross-platform mobile development end-to-end with Xamarin

With Microsoft’s Ignite conference a little over two months away, it seems tickets are already becoming hard to come by. Visiting the Ignite web page shows that some discounted offerings are already sold out, however, registration remains open. For developers interested in getting on the Azure train, head to the site now to register for an opportunity to attend 440 plus sessions, interactive digital labs, direct product presentation, product roadmap and strategy meetings as well as visiting Microsoft’s 300 plus partner’s expo.

 

[Source: Winbeta]

EU Referendum: five changes for your finances following the vote

Bureau de change

A direct impact on somehowever no longer all – factors of our budget has been felt following the UK‘s vote to leave the ecu.

some of the modifications might also nicely only be transient but experts say that they ought to be considered while earning profits picks.

similarly, extra essential, modifications are anticipated whilst the UK negotiates the terms of its go out from the eu.

within the intervening months, the health of the UK financial system may be key.

So, in the brief term, that is what has modified:
1. vacation money

For each £100 exchanged through uk holidaymakers, they may be receiving the equal of £9 less in euros or £12 less in US dollars now than they did earlier than the vote.

the autumn in the value of the pound is the clearest exchange to our price range due to the referendum selection.

The pound hit a 31-12 months low in opposition to the dollar on Monday.
2. Retirement profits

Many heaps of humans who’ve saved for a retirement use these budget to shop for an annuity – a everyday income for the relaxation in their life.

The charges available, in different words that earnings that may be sold from those financial savings, have been falling gradually over the last year.

“The activities of the beyond couple of days have given new momentum to that trend,” stated Tom McPhail, head of retirement policy at Hargreaves Lansdown.

two principal providers reduce annuity prices on Monday, with one decreasing charges by means of about two percent factors.

buying an annuity is a one-off decision. as soon as an annuity is bought, then there is no going back, so timing is fundamental, professionals say.
photo copyright AP
three. Investments

Uncertainty has created volatility in the markets – with the value of banks and some housebuilders being especially badly hit.

buyers might also have seen the price of their portfolios fall, however really it depends on where they’ve placed their cash.

as an instance, the charge of gold hit a year high on Friday. The gold charge regularly rises in instances of uncertainty as it is considered as a haven asset.

Investments are lengthytime period choices, so they’ll get better their price in time.
4. Housing outlook

this is barely extra hard to choose, but switch rateswhich are frequently the precursor to changing mortgage rateshad been falling for the reason that vote to depart the ecu.

If mortgage interest fees observe, then housebuyers and those remortgaging might also see the cost of their month-to-month repayments end up a piece less expensive.

charges have been at historically low tiers these days, but creditors may additionally decide that less expensive fees are had to tempt what can be a smaller pool of first-time buyers, movers and people looking to remortgage.

The view on the markets is that the housing region, particularly in London, might be hit through uncertainty. Any fall in house fees could be welcomed via first-time consumers.
five. Petrol fees

The Petrol shops association and the AA motoring business enterprise has warned drivers that a 2p to 3p increase within the price of a litre of gasoline have to be predicted through the quit of the week.

The present day figures from Experian Catalist display that there has only been a completely mild rise over the weekend however, as wholesale gasoline fees are quoted in dollars, the falling price of the pound way the cost at the pumps is probable to rise.
photograph copyright PA

And here are a few fundamental elements affecting our personal budget that have not modified:
safety of savings

despite the fact that safety is based totally on an eu agreed stage, the first £seventy five,000 of savings in keeping with man or woman, in step with organization is blanketed and safe should a financial institution, constructing society or credit union move bust.
hobby rates

The financial institution of england‘s financial coverage Committee has now not made any emergency exchange to the bank price that is at its document low of 0.five%. The committee next meets inside the middle of July. were there to be a cut, then debtors could see higher deals but savers should get decrease returns. the alternative is true if the MPC determined to raise the financial institution rate. The price has been unchanged due to the fact 2009.
Taxes

HM sales and Customs has positioned a recorded message on its helpline stressing that taxes, tax credits and toddler blessings stay the identical. “the whole thing is continuing as normal. No laws have changed,” the message says.
Availability of coins

coins machines had been saved topped up, in keeping with hyperlink – the network for the majority of the ATMs within the united kingdom. “As a long way as we are able to see throughout the hyperlink community, there’s no proof of a rush for cash and volumes and values are inside normal ranges for this time of yr,” it said. “compared to the identical weekend closing yr hyperlink volumes have been down 4% and values by using 6%, however terrible climate, the european football championships, worldwide rugby fits and month give up being days later inside the week will possibly have accounted for a whole lot of this alteration.”

How to clean up your online reputation

AP Explains: How to clean up your online reputation

Messy party photos, offensive tweets, pepper spraying student protesters … sometimes, you just want a do-over when it comes to your online presence. And for a hefty price tag, you can.

The University of California, Davis is under fire for contracting consultants for at least $175,000 to clean up its online reputation after a November 2011 incident in which campus police pepper-sprayed peaceful protesters, according to a report in the Sacramento Bee. If that PR campaign worked at all, it’s now backfired. Here’s how this sort of reputation scrubbing is supposed to help—and some ways in which it might have the opposite effect.

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CALL THE PROS

Services such as Reputationdefender.com and Naymz.com offer to clean up your name, or, as the latter advertises, achieve your “professional and personal aspirations.” A company called ICMediaDirect advertises reputation control for $6,300, in which the service will try to “push down” your undesirable search results by populating Google with friendly links instead. These companies didn’t return messages seeking information about their services.

Instead of lawsuits, for example, the companies promise that search results will turn up your LinkedIn profile, business website or other sites that portray you in a more positive light. Of course, there’s no guarantee any of this will work; it’s awfully hard to delete anything permanently from the Internet.

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OR JUST ASK, IF YOU’RE CONTINENTAL

If you happen to be in Europe, you can also exercise your “right to be forgotten.” This entails filling out a form that asks search engines like Google to remove certain links when people look up your name. Of course, this means nothing if someone Googles you in the U.S.

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SOME THINGS JUST DON’T ERASE

Just ask Justine Sacco, the former IAC media relations representative who lost her job after an unfortunate tweet—one widely seen as racist, although Sacco said she was aiming for irony—raised the hackles of the Twitterverse. Three years later, the incident still turns up first when you search for her name on Google.

You also have to consider the possible blowback when and if your cleanup attempts see the light of day. That’s the pickle UC Davis is in now. Some California legislators have called for the resignation of university chancellor Linda Katehi, who approved the PR campaign.

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GET OLD-FASHIONED, IF YOU HAVE CLOUT

For companies and public figures like celebrities and politicians, putting a positive spin on the negative can be as simple—or as complicated—as getting a friendly story in the news. Being proactive is key.

Terry Corbell, a business performance consultant, recommends “shameless self-promotion” as a way to build a positive online reputation before disasters happen. Be active on Facebook, Twitter and LinkedIn. If you have a strong reputation to begin with, it’s easier to deal with the bad stuff if and when it happens. And if it does?

“If an organization is at fault, they need to come clean,” he says. “First is admission of guilt.” Katehi did apologize for the original pepper spraying—but so far hasn’t followed suit in the current controversy.

[Source:- Phys.org]